Account Experts

Janet Barnes

Julie Elbert

 

CD, IRA, & HSA Accounts

Certificates of Deposit

If you are seeking a bank product that has the advantages of a savings program but offers a higher rate of interest, try an Iowa Trust & Savings Bank Certificate of Deposit.

Our Certificates of Deposit offer:

  • A guaranteed, competitive, fixed rate of interest and earnings
  • A choice of term lengths from 91 days to 3 years
  • Security of FDIC insurance coverage to $250,000

Because we offer a variety of term lengths and investment levels, the longer the term or the larger the investment produces a higher rate of return.

Contact one of our customer service representatives for our current CD rates.

Full disclosure of all Certificate of Deposit requirements, services, funds availability and fees will be made to the customer at the time of opening the account or by request.

Iowa Trust & Savings Bank has the right to refuse any deposits.

Individual Retirement Accounts

An Individual Retirement Account allows you to save for retirement by taking advantage of the tax deferred earnings and possibly annual tax deductions. This IRA will help you pay less tax now by using pre-tax dollars to build your retirement account principal. See one of our customer service representatives and have them show you our savings products that can be utilized in your IRA program. Let Iowa Trust & Savings Bank build a comfortable, secure future for your retirement years.

*Iowa Trust & Savings Bank recommends you consult your Tax Advisor before opening any Retirement Account.

IRA, Roth IRA and Other Retirement Funds are separately insured to $250,000 by FDIC from any non-retirement funds the depositor may have at Iowa Trust & Savings Bank.

Ask us about our Health Savings Accounts (HSA)

(Full disclosure of all IRA requirements, services, funds availability and fees will be made to the customer at the time of opening the account.)

(Iowa Trust & Savings Bank has the right to refuse any deposits.)