Personal Savings

When you're ready to start putting money aside, know that an Iowa Trust & Savings Bank savings account keeps your money safe and secure for those future financial needs and be assured that you will get competitive interest rates on your accounts.

Savings Account

  • $100 minimum balance to open an account
  • $1.00 per debit over 6 per statement cycle
  • Interest Rate Tiers
    • $0.00 to $2,499.99
    • $2,500.00 or more
  • $4.00 Monthly Service Charge
    • Ways to avoid or reduce charge:
      • Reduce by $4.00 with E-Statement
      • OR Maintain combined average available balance on loans & total deposits of $10,000.00

Money Market Account

  • $2,500 to open an account
  • $2,500 minimum balance to waive service fees
  • Imaged copies of checks returned if you use check/debit transaction option


(Full disclosure of all savings account requirements, services, funds availability and fees will be made available at the time of opening the account or upon request)

(Iowa Trust & Savings Bank has the right to refuse any deposits)