Commercial Loans
Is it time for an expansion? Maybe an equipment overhaul? Major business expenditures deserve the conversations and consultation from the loan experts at Iowa Trust to ensure you have the information needed to make the decisions that make the most sense for your business goals. A strong commercial banking partnership with our customers, combined with local ownership, provides for quick loan decisions. Our lending officers are here and ready to help you get started on your next big business decision!
Iowa Trust offers commercial lending services to help local businesses meet various financial needs, including:
- Working Capital: Providing short-term financing to cover day-to-day operational expenses.
- Expansion and Growth: Funding for business expansion, acquisition of new assets, or entry into new markets.
- Capital Investment: Financing for purchasing equipment, machinery, or real estate.
- Debt Refinancing: Replacing existing loans with more favorable terms to lower interest rates or extend repayment periods.
- Inventory and Accounts Receivable Financing: Short-term loans to manage inventory and accounts receivable.
We offer a range of commercial lending products tailored to meet the unique needs of local businesses, including:
- Term Loans: Fixed or variable-rate loans with specified repayment terms, often used for long-term investments.
- Lines of Credit: Revolving credit lines that businesses can draw upon as needed to cover short-term expenses.
- Commercial Real Estate Loans: Financing for purchasing, refinancing, or developing commercial properties.
- SBA Loans: Government-backed Small Business Administration loans designed to support small businesses.
- Equipment Financing: Loans specifically for purchasing business equipment and machinery.