Your Custom Home Starts Here
Looking to build a custom home? You’re in the right place! Building a new home is both exciting and a little overwhelming. You can be sure the expert loan officers at Iowa Trust are knowledgeable and ready to help you navigate the process with clarity, confidence, and care.
Why choose Iowa Trust for your new build?
Strict Monitor Draws
Building your home in stages means money moves in stages too, and our draw process exists to protect you. Before we release the next funds, we’ll confirm that:
- The previous phase is fully complete.
- Your builder’s invoices and lien waivers are in order.
- All inspections have passed.
That way, you never pay for work that isn’t finished, and your project stays on track and on budget.
Competitive Rates & Transparent Terms
Construction loans can be complex but financing them shouldn’t cost more than it needs to. Iowa Trust offers:
- Highly competitive interest rates are tailored to your project size and term.
- Flexible loans structures. The right mortgage loan choice depends upon your unique financial circumstances.
- Upfront cost breakdowns so you know exactly what you’ll pay and when.
We will keep you informed throughout the process, explaining all costs and terms clearly.
Local Expertise
We have deep roots in the community, which means we understand the intricacies of the local housing market and can provide personalized guidance. At Iowa Trust, we are looking out for our customers every step of the way. We believe in transparency and will keep you informed.
Looking to build, let’s get started!
Iowa Trust has the top construction lenders in Des Moines and surrounding areas, and we are ready to put our expertise to work for you.
Meet with our professional loan officers to get started on your dream home today!
