Residential/Home Mortgage Loan

The purchase of a new home is both exciting and a little overwhelming. You can be sure the expert loan officers at Iowa Trust are knowledgeable and ready to help you navigate the mortgage, or home loan, process.

This includes buying a home, upgrading to a larger home or taking on a major renovation project in your current home. Iowa Trust has mortgage choices available to you at competitive interest rates. The right mortgage loan choice depends upon your unique financial circumstances. Our loan officers will help you with that loan choice, be it a fixed or adjustable rate of interest, the length of the loan term and flexible payment terms.

  • Fixed rate mortgages
  • Adjustable-rate mortgages
  • Home Equity loans
  • Home improvement loans
  • Home Equity lines of credit
  • New construction loans

Why Choose Us for Your Mortgage Needs?

  • Local Expertise: We have deep roots in the community, which means we understand the local housing market intricacies and can provide personalized guidance.
  • Dedicated Support: Our mortgage experts are committed to assisting you every step of the way, from pre-approval to closing.
  • Competitive Rates: We offer competitive interest rates and loan terms, ensuring you get the best possible mortgage deal.
  • Transparent Process: We believe in transparency. We'll keep you informed throughout the mortgage process, explaining all costs and terms clearly.

Flexible Options: Our wide range of mortgage products allows us to tailor loans to your unique needs.